Liability Insurance for Students

Students working with high-risk populations (elderly, children, and persons with disabilities) are required to carry liability insurance, and some sites also require background checks. UT Service-Learning is able to offer annual liability insurance policies to students for the reduced rate of $25 through the Office of Risk Management in cases where the student’s home department or program lacks the internal capabilities to do so. We are also working to compile a list of resources for acquiring background checks. Please familiarize yourself with your community partner’s organizational requirements for on-site volunteers, and observe the below instructions for acquiring liabililty insurance for your students. Also please feel free to contact us with any further questions about student insurance or background checks.

The Notice of Coverage Renewal and Description of Coverage can be found here.

Directions for Student Liability Insurance Purchases

UT Service-Learning asks that instructors teaching service-learning courses that require the students to purchase insurance observe the following instructions:

1. Collect a check or cash payment of $25.00 from each of your students. If students are paying with cash, exact change should be used. The cash should be either sealed in an envelope with the student’s name on it, or attached to a note with the student’s name on it. If paying with check, the  check should be made out to The University of Tennessee. If the name on the check differs from the student’s name, the student’s name should be written in the “For” line.

2. When you have collected all of your students’ payments, seal them in a large envelope and submit them to UT Service-Learning. You can either deliver the payments in person to 217 Greve Hall or request to have it picked up in your department front office.

3. UT Service-Learning will process all of your students’ payments at once through the Office of Risk Management. Please allow a full business week for processing. After payments have been processed, we will issue a receipt for each student, and will deliver these receipts in an envelope with your name on it to your department front office. Each receipt will serve as that student’s proof of insurance, so students should keep their receipts in an accessible place while engaging in service.


Thank you in advance for protecting your students and community partners through responsible risk management.